Small Business Insurance, Business Owners Insurance

Business Owners Insurance

Business Owner’s Policy

A Business Owner’s Policy (BOP) is the most common small business insurance. It is the most affordable way to obtain broad coverage. The BOP combines both Commercial Property and Commercial General Liability insurance. It protects your business in case of property damage, suspended operations, or lawsuits resulting from bodily injury or property damage to others. Some of the businesses we serve include: Apartments, Apparel Stores, Bakeries, Beauty Salons, Condo Associations, Convenience Stores, Delicatessens, Distributors, Dry Cleaners, Florists, Gas Stations, Hotels, Motels, Laundromats, Liquor stores, Offices, Restaurants, Retail Stores, Shopping Centers, Supermarkets, Wholesalers, and Many More.

Commercial Auto

Business owners insurance also includes commercial auto insurance. Coverage can be provided for the following types vehicles: business auto, box truck, commercial van, commercial truck, dump truck, pick-up truck, and tow truck.

Workers Compensation

Workers Compensation insurance is a mandatory type of small business insurance.  Carried by many businesses, it covers medical costs and a portion of lost wages for an employee who becomes injured or ill on the job. It also protects companies from being sued by employees for workplace conditions that can cause an injury or illness.

Umbrella Liability

Umbrella Liability insurance protects your business when accidents happen and your existing business owners insurance policy cannot cover all the expenses.

Please contact our office for a quote or assistance.